Privacy Policy — KCX Trading (KXC, LLC) Effective 01/01/2021 Last Updated 08/13/2026

PRIVACY POLICY

KXC, LLC ("we," "us," "our") operates courses.kxctrading.com and provides trading education under the brand name Talia D. Cohen. This policy explains what we collect, how we use it, and the choices you have.

By using our website or services, you agree to this policy.

1. Information We Collect

Information you give us directly

• Name

• Email address

• Phone number

• Billing address and payment information

• Account login credentials

• Information you submit through forms, surveys, or support requests

• Communications you send us

Information collected automatically

• IP address

• Browser type and version

• Device type and operating system

• Pages viewed and time spent

• Referring website

• General geographic location (city/region level)

Payment information. Payments are processed by Stripe. We do not store your full card number. Stripe's handling of your payment data is governed by their privacy policy at stripe.com/privacy.

We do not collect Social Security numbers, brokerage account credentials, or trading account login information. We will never ask you for these. Anyone claiming to represent us and requesting them is not us — report it to us immediately.

2. How We Use Your Information

• To provide the courses, materials, and services you purchase

• To create and manage your account

• To process payments and send receipts

• To send course-related communications: schedules, materials, updates, reminders

• To send SMS messages if you have opted in (see Section 3)

• To respond to your questions and provide support

• To send marketing communications if you have opted in

• To improve our website, materials, and services

• To detect and prevent fraud or abuse

• To comply with legal obligations

We do not sell your personal information.

3. SMS / Text Messaging ⭐

No sharing of SMS consent

We do not share, sell, rent, or otherwise disclose SMS opt-in consent or phone numbers collected for SMS purposes with any third parties or affiliates for their marketing purposes.

Your phone number and your consent to receive text messages stay with us. This information is used solely to deliver the messages you signed up for.

The only exception is our SMS delivery provider, which transmits messages on our behalf and is contractually prohibited from using your number for any other purpose. This is service delivery, not sharing.

How you opt in

We send SMS only to people who have given express written consent. You may opt in by:

• Checking the SMS consent box on a form on our website

• Texting a keyword to our number

• Providing written consent during enrollment

Consent to receive marketing text messages is not a condition of purchasing anything from us.

What we send

• Class and session reminders

• Schedule changes and time-sensitive course updates

• Enrollment and account notifications

• Occasional promotional messages about our programs

Frequency

Message frequency varies. Expect approximately [X] messages per month.

Costs

Message and data rates may apply. Your mobile carrier may charge you for messages sent or received. We do not charge for text messages.

How to stop

Reply STOP to any message to opt out. You'll receive one confirmation message, then nothing further. Reply HELP for assistance, or contact us at [SUPPORT EMAIL] or [PHONE].

4. How We Share Information

We share personal information only in these circumstances:

Service providers who perform functions on our behalf and are contractually restricted from using your data for their own purposes:

• Payment processing (Stripe)

• Email and SMS delivery

• Website hosting and course platform

• Analytics

Legal requirements — when required by law, subpoena, or court order, or to protect our legal rights or the safety of others.

Business transfer — if we are acquired or merge with another company, your information may transfer as part of that transaction. You will be notified.

With your consent — for anything else, we ask first.

We never sell your personal information. We never share SMS opt-in consent or phone numbers collected for SMS with third parties or affiliates for their marketing purposes.

5. Cookies and Tracking

We use cookies and similar technologies to operate the site, remember your preferences, keep you logged in, understand how the site is used, and measure the effectiveness of our advertising.

Types of cookies we use

• Essential — required for the site and your account to function

• Analytics — help us understand site usage (Google Analytics)

• Advertising — help us measure ad performance and show relevant ads (Google Ads, Meta Pixel)

Your choices. Most browsers let you refuse or delete cookies through their settings. Disabling essential cookies may prevent parts of the site from working.

You can opt out of Google Analytics at tools.google.com/dlpage/gaoptout, and manage ad personalization at adssettings.google.com.

Do Not Track. Our site does not currently respond to Do Not Track browser signals.

6. Data Security

We use reasonable administrative, technical, and physical safeguards to protect your information, including:

• Encryption in transit (SSL/TLS)

• Access limited to personnel who need it

• PCI-compliant third-party payment processing

• Regular review of our security practices

No method of transmission or storage is completely secure. We cannot guarantee absolute security. If we become aware of a breach affecting your personal information, we will notify you as required by law.

Protect your account by using a strong, unique password and not sharing your login credentials.

7. Data Retention

We keep your information as long as your account is active or as needed to provide services, and afterward as required for legal, tax, accounting, or dispute-resolution purposes.

When you unsubscribe from marketing, we retain a minimal record of your opt-out to ensure we honor it.

8. Your Rights and Choices

Everyone

• Access — request a copy of the personal information we hold about you

• Correct — update inaccurate information, through your account or by contacting us

• Delete — request deletion, subject to legal retention requirements

• Unsubscribe from email — click the unsubscribe link in any marketing email

• Opt out of SMS — reply STOP to any message

• Close your account — contact us

Note that opting out of marketing does not stop transactional messages about a course you're enrolled in or a purchase you've made.

California residents. California law may give you additional rights, including the right to know what personal information is collected and how it's used, the right to request deletion, the right to correct inaccurate information, and the right not to be discriminated against for exercising these rights. We do not sell or share personal information for cross-context behavioral advertising as those terms are defined under California law. To exercise these rights, contact us at [email protected]..

How to make a request. Email [email protected].. We may need to verify your identity. We respond within the timeframes required by applicable law.

9. Children's Privacy

Our services are not intended for anyone under 18. We do not knowingly collect information from anyone under 18. If we learn we have, we delete it. If you believe a minor has provided us information, contact[email protected].

10. Third-Party Links

Our site may link to sites we don't control, including brokers we may reference. We are not responsible for their privacy practices. Read their policies before providing information.

11. Changes to This Policy

We may update this policy. Material changes will be posted here with an updated date, and we may notify you by email. Continued use after changes means you accept the updated policy.

12. Contact

KXC, LLC, 1039 Coffeen. Ste 1200, Sheridan, WY 82801, [email protected]. Email: [email protected]. Phone: 909-992-0929